Questions
Frequently Asked Questions: Does Insurance Cover Chiropractic Care in Ontario?
Answers to the questions we are asked most often about chiropractic care, appointments, insurance and treatments.

Answers
Questions
What does Sellars Chiropractic & Wellness Centre do, and who do you treat?
At Sellars Chiropractic & Wellness Centre in Waterloo, we provide a full range of services to help you move, feel, and live better. These include chiropractic care, acupuncture, physiotherapy, pelvic floor physiotherapy, and registered massage therapy.
We treat patients of all ages, from children and athletes to busy professionals and seniors. Whether you are recovering from an injury, managing chronic pain, or simply want to improve posture and mobility, our team focuses on finding and treating the root cause of your symptoms, not just the surface pain.
What should I expect at my first chiropractic appointment?
Your first visit at our clinic includes a detailed health history and physical assessment to understand your specific needs and goals. We will assess your posture, joint movement, and muscle balance to identify what is causing your discomfort.
You will receive a personalized treatment plan, and when appropriate, your first hands-on treatment during that visit. We will also give you easy home care tips and corrective exercises to help speed your recovery between visits.
Is chiropractic care safe? Will it hurt?
Yes, chiropractic adjustments are safe, gentle, and effective for most people when performed by a licensed chiropractor. At Sellars Chiropractic & Wellness Centre, we use modern, evidence-based techniques that are always tailored to your comfort level.
Most patients experience relief and improved mobility after treatment. Occasionally, mild soreness may occur, similar to how you feel after stretching or a workout. We will always explain what to expect and adapt our approach based on your preferences and medical history.
Do I need a referral? Will my insurance cover chiropractic care?
No referral is needed to see a chiropractor in Ontario. Chiropractic care is a primary-contact healthcare service.
Most extended health or employee benefit plans include coverage for chiropractic treatments, though the amount varies. We can provide detailed receipts or direct bill many insurance providers for your convenience. Please note that OHIP does not cover chiropractic services.
How long will I need chiropractic care, and when will I feel better?
That depends on your specific condition, how long you have had it, and your overall health.
Acute issues, like a recent back or neck strain, often improve within a few visits. Chronic or long-standing conditions may require a more structured plan and ongoing support. Once your main concern improves, many patients choose occasional maintenance or wellness visits.
Your chiropractor will monitor your progress, adjust your plan as needed, and work with you to meet your goals.
Still have a question? Call us.
If your question is not answered here, call the clinic and we will answer it. If we cannot pick up, leave a voicemail and our team will return your call the same business day.
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